The state will also suspend a person’s license plate if the insurance company denies that a vehicle was covered on the verification date. If the state sends a request to a person and does not receive a response, the state suspends that person’s license plate pending verification of insurance. Periodically, the state sends out requests for insurance information for vehicle owners. For additional information on the insurance law, please visit MANDATORY LIABILITY INSURANCE (MLI) SUSPENSIONS Commercial and fleet policy holders must present copies of their current fleet or commercial insurance card or policy at the time of all license plate transactions.
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If a vehicle owner is deceased, that person’s name will need to be removed from the title and registration prior to renewing the tag.
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ALVerify can normally be used to verify Alabama driver license and non-driver IDs, but valid, unexpired out-of-state driver licenses or non-driver ID cards must be presented at the time of each license plate transaction. Prior to registering vehicles, driver license and non-driver ID cards for all owners on record must be verified.
If this information cannot be verified through OIVS, the registrant will be required to present a copy of evidence of insurance, most commonly an insurance card. Registrants must provide the insurer’s NAIC and policy number for each vehicle registration. Licensing officials must use the Online Insurance Verification System (OIVS) in order to verify the insurance information for all personal insurance policy holders. Alabama law provides that no person shall operate, register, or maintain registration of a motor vehicle designed to be used on a public road or highway unless it is covered by a liability insurance policy. In accordance with Act 2011-688, effective January 1, 2013, license plate issuing officials must verify the insurance status of vehicles prior to each license plate transaction. ONLINE INSURANCE VERIFICATION SYSTEM (OIVS) Remember: Failure to renew your license plate during your scheduled renewal month will result in penalties and interest. If your address has changed since the last time you renewed your license plate, come in person to renew. Do not mail in your payment! Your tax district may have changed, and the cost printed on your renewal notice may be incorrect. However, the failure of a person to receive a reminder notice does not waive any penalty or interest charges levied under Alabama law. Some counties, including Tuscaloosa County, mail out courtesy reminders to renew license plates. The official notice to renew the license plate for a vehicle is the vehicle’s registration. To avoid delays, please bring your valid, unexpired driver license AND insurance card with you to the office or include copies of them with all mail renewals if possible. All late registrations and renewals are subject to late penalties and interest.
Vehicles that are registered in business names (or have been classed as commercial) renew in October and November each year. The renewal month for vehicles that are registered to two people is based on the first person listed on the registration. The first letter of a person’s last name determines the renewal month if the vehicle is registered in the individual’s name.